Is travel insurance necessary?  The answer to this question is an emphatic yes when traveling outside of the U.S.  To give you the “why” here is a true situation that proves trip insurance can save your life and your financial security.   It was a Tuesday morning and I had just sat down to my desk to review the new appeals that had been assigned to me the previous day.  I was working in the Grievance and Appeals department of a large health insurance...

In Etler-Kettenacker Agency’s last blog we outlined an event that happened to a couple while traveling.  There are many reasons to purchase a travel insurance plan.  This blog is dedicated to touching on the types of travel insurance offered by Seven Corners.  Seven Corners offers several plans for the occasional traveler to the frequent traveler the benefits and plan coverages have been outlined in previous EK Agency blogs.  Before wrapping up our “types of trave...

So, maybe you just got married and are about to go on your honeymoon. Or schools out, so you and the fam are taking a summer vacation. Or maybe you recently retired, and you and the spouse are about to travel the world! Summer is by far the most popular time to vacation. Did you know that 45% of Americans take some type of summer vacation? While youre putting together your check-list of supplies to buy, arrangements to make and what to pack, add another item to your list: travel insurance...

So youve booked your vacation, purchased your travel insurance, and are all packed for your trip! The only thing left is getting there. Whether youre traveling by car or plane, renting a car or taking your minivan, there will likely be some form of driving on your trip -- even if its just to the airport! So today, we are talking about driving safety. Heres your safe-driving checklist: Have your car serviced before a long trip! This way, you wont run into any car trouble at 1 am when you...

With warmer days finally here, youre likely taking the family pooch to the neighborhood dog park. Or considering a family road trip that includes or four-legged friend. Whether youre taking Fido on vacation or to a vet appointment, there are several things you should be doing to ensure his -- and your -- safety! How you safely transport your pooch will depend on his size. For small dogs... youll want a dog crate. Pet carriers are cozy and comforting for dogs. Not only is your pe...

If you’ve always dreamed of renting an RV and hitting the open road, we’ve got some important info to share! Whether you want to take the RV around your home state or on a cross-country trip, you’ll need to make sure you’re adequately insured. Here’s some food for thought: 1. Call Your Insurance Agent Talk to your insurance company to find out whether youll be covered while driving the RV. Your regular policy might not cover it, but you may be able to get a ...

In the wake of Hurricane Matthew, you may be rethinking that holiday vacation to the beach. Before you cancel your trip to Disney World, consider travel insurance! What it is: Like all insurance policies, travel insurance covers the what ifs and worst-case scenarios. Travel insurance is a broad term that encompasses insurance against four major types of losses: medical, trip/flight cancellation, loss or damage to baggage and evacuation. You buy the policy, and if you need to cancel y...

When planning a summer vacation, the question of whether or not to purchase travel insurance is a tricky one. Most credit card companies offer some form of travel insurance to cardholders who use their card when booking a vacation. (Thats an important caveat: you can only purchase travel insurance from the credit card company from which the vacation was booked.) Recently, WalletHub compared the travel insurance offered by 92 different credit card companies. Of those 92 companies 93% offered ...

    During this crazy time that our world is going through, its nice to be able to say that WE are here for you!  Our partner insurance companies are here for you!  All of our companies have put special modifications in place for their client’s auto, home, and some commercial policies.  Check the companies listed below to see what your company is doing to help you by putting money back in your pocket.      Encova Formally Motorists Mu...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...