If you are looking to add a Kia or Hyundai to your insurance, you may have a hard time due to a new social media trend.  This trend is teaching people how to hotwire certain vehicles that do not have an engine immobilizer.  This has caused many companies to halt writing new business with these vehicles.   How do you know if your vehicle falls under this risk? Your vehicle may be included if it is a Kia between the years of 2011-2021, or a Hyundai between 2015-2021 with a standar...

If you are looking to add a Kia or Hyundai to your insurance, you may have a hard time due to a new social media trend.  This trend is teaching people how to hotwire certain vehicles that do not have an engine immobilizer.  This has caused many companies to halt writing new business with these vehicles.   How do you know if your vehicle falls under this risk? Your vehicle may be included if it is a Kia between the years of 2011-2021, or a Hyundai between 2015-2021 with a standar...

Spring time often means strong storms, often causing damage to your home!  Please take a quick minute to read this high-level summary of information about storms, and how your policy could affect your claims outcome!  Even if you are not one of our clients, please take some time to read this, it could apply to your homeowner’s policy too. Reporting a Weather Related Claim Several companies have shortened the timeline in which you can file claims for windstorm and hail even...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...

As an insurance agent, you would think I have all of the insurance in the world.  Right?  Truthfully, no.  I made a very painful mistake in not carrying coverage for my dogs.  Even my wild child doggy who is like "Norm" from "Cheers!” when she walks into the vet’s office.  She walks in the office and they yell "Pearl!"  I do not know if that is a good or bad thing.  You would think I would know better and carry coverage for my accident-prone ca...