On this Independence Day EK Agency is excited to announce Etler-Kettenacker Agency Monthly New Car Contest!  Everyone has been keeping up with our weekly blog regarding various types of insurance, insurance laws and spotlights on companies and carriers that work closely with EK Agency and EK Agency appreciates their clients, readers, fans and followers.  Now, we want to add some extra fun and give something back to our clients and friends.   What is Etler-Kettenacker...

Car seat guidelines have changed dramatically in recent years. For instance, the AAP now recommends that babies continue to ride in their rear-facing seats until age 2 (at least!). However, after your childs second birthday, there are still strict safety rules you need to follow. After your child turns 2, the AAP advises continuing to use the rear-facing seat until he or she exceeds the manufacturers recommended height and weight limits. Once that happens, you can then switch your childs ...

Ohio was in the headlines this week -- but not for great reasons: Despite incidents of copper theft trending downward in recent years, Ohio still leads the U.S. in the number of insurance claims for this type of felony. Its the fifth straight year Ohio has claimed this title. Ohio policy-holders filed more than 4,000 claims in for the theft of copper, bronze, brass or aluminum from 2013 to 2015, or 11 percent of the 36,000 such claims nationwide, according to the National Insurance Cri...

Today were sharing 4 buzz-worthy insurance articles weve read this week. From health insurance to home insurance, our industry is making all sorts of headlines this week. As you finish up your last-minute holiday prep, consider giving one (or all!) of these recent articles a read! Insurance company sets Christmas tree on fire to demonstrate holiday fire hazards (Cleveland 19 News) As we reported last year, indoor Christmas trees are potentially very dangerous! One Cleveland company d...

As 2016 draws to a close, were reflecting on some of our favorite stories from the year. From hot news stories to details on a range of insurance topics, we hope our blog has helped you out this year! (Need more help? Call one of our agents!) Here are our top stories from 2016: Why Equipment Breakdown Coverage is Worth It "At a mere $2/month, Equipment Breakdown Coverage from Safeco is less than that latte you got for work this morning!" The Basics of Travel Insurance "Like all ...

Januarys here -- which means its time to take inventory of your insurance needs! The beginning of the year is a great time to take stock of your current insurance needs, considering whats changed since last year, and what you anticipate in the upcoming year. Heres your New Years Insurance Checklist: Auto Insurance Here are a few things to consider: Are all the drivers in your household listed on your policy? Are you taking advantage of all possible discounts? Can you afford highe...

Picture this: you buy a new car, taking advantage of low financing and no down payment. A month later, you get into an accident. In this scenario, what you owe on the car is greater than what your car is worth. In other words, theres a "gap" between the vehicles value and your loan -- and youre responsible for the difference. This is why gap insurance exists. Gap insurance covers the gap between what your vehicle is worth and what you are actually on the hook for in regard your ...

Have a kid in a car seat? The American Academy of Pediatrics updated its guidelines recently on car seat usage and safety. The CDCs updated guidelines are more concise and transparent, making life much easier for parents! Heres what you need to know about the CDCs updated car seat guidelines: 1. All infants and toddlers should ride in a rear-facing seat until they are at least 2 years of age or, preferably, until they reach the highest weight or height allowed by their car seat manufacturer...

The insurance industry has been hit with hundreds of thousands of claims in the wake of recent hurricanes - but its not just homeowners and business owners who are filing the claims. Car owners have flooded insurers with claims, the New York Times reports. Roughly 100,000 claims have been filed so far, with analysts expecting that number to climb as high as 500,000. Unlike most homeowners policies, which generally exclude flood damage, comprehensive car insurance policies do cover flooding, m...

If youre about to spring for a new vehicle, you may be wondering about the various warranties and coverage offered through the dealership and your insurance company. Specifically, you may be hearing about "New Vehicle Replacement Coverage" - and wondering whether thats something you should ask your agent about. While we always recommend talking to you agent about any insurance-related questions you have, heres a brief look at New Vehicle Replacement Coverage: What it is In the event of an ...

If you are looking to add a Kia or Hyundai to your insurance, you may have a hard time due to a new social media trend.  This trend is teaching people how to hotwire certain vehicles that do not have an engine immobilizer.  This has caused many companies to halt writing new business with these vehicles.   How do you know if your vehicle falls under this risk? Your vehicle may be included if it is a Kia between the years of 2011-2021, or a Hyundai between 2015-2021 with a standar...

If you are looking to add a Kia or Hyundai to your insurance, you may have a hard time due to a new social media trend.  This trend is teaching people how to hotwire certain vehicles that do not have an engine immobilizer.  This has caused many companies to halt writing new business with these vehicles.   How do you know if your vehicle falls under this risk? Your vehicle may be included if it is a Kia between the years of 2011-2021, or a Hyundai between 2015-2021 with a standar...