Tis the season for lawn care! As you walk the aisles of Home Depot in search for a new lawn mower, you’ve probably come to realize it’s not as simple as just picking the one that’s on sale. There are so many options, and what’s best for you is dependent on a number of factors, including: Yard size Lawn topography Mowing frequency Your age/physical fitness level How “green” you are Not to worry; we’re breaking ...

If you’re like most of us, you probably use the same password for all your online accounts: banking, shopping, Netflix -- everything. While reusing the same password definitely makes it easy to remember, it also opens you up to safety breaches and in some cases, identity theft. Moreover, it’s not just about making passwords unique to accounts --  it’s also about creating a password that no one will be able to crack. Social media puts our private information i...

If the recent rainfall has you nervous about wet basements, backed-up lines or leaky roofs, youre not alone. Lately, Cincinnati could easily be mistaken as Seattle -- and many of us are probably lacking a key form of coverage in our homeowners policy: Flood insurance. Thats right -- Ohioans need flood insurance, too! Flood insurance covers physical damage to structures affected by flooding from heavy snowmelt and runoff following heavy rainfall. Your flood insurance policy will also co...

Summer breaks here, and more and more of us are likely hitting the road for vacation! And with increased driving comes increased risk for accidents. Before you hit the road, however, its important to be prepared in the event of an accident. That means having your car insurance agent on speed dial, and stocking up the glove box with the following: Insurance ID Card, Vehicle Registration Card, Medical Info Card, Emergency Contact Numbers, Pen and Paper, and P...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...