Is travel insurance necessary?  The answer to this question is an emphatic yes when traveling outside of the U.S.  To give you the “why” here is a true situation that proves trip insurance can save your life and your financial security.   It was a Tuesday morning and I had just sat down to my desk to review the new appeals that had been assigned to me the previous day.  I was working in the Grievance and Appeals department of a large health insurance...