No one likes to talk about life insurance -- or really, any insurance, for that matter. Because insurance implies that something bad could happen -- and no one wants to think about that. The ultimate "something bad" is death, right? Not to get all philosophical before youve had your morning coffee or anything. Instead, lets just outline the basics of life insurance, and how you can save money by bundling it with your other policies. Life insurance is, by definition, protection against the...

Mortgage/rent, groceries, savings, insurance... these are the non-negotiable expenses in someones monthly budget. And lets face it, most of us arent exactly thrilled to shell out a portion of our hard-earned money for insurance -- especially car insurance. The fact of the matter is, many of us pay our car insurance premiums diligently every month -- and never actually have to use it. We dont get into any major accidents -- and small scuffs from taking a curb too close simply arent worth filin...

By now, we’ve all heard about the Pokémon Go craze; recently, headlines have shifted to the myriad accidents this cyber game is causing. From fender benders to falls, catching Pokémon has become quite dangerous! Whether you’re behind the wheel or your business’ counter, insurance can help protect you as you capture Pikachu. Homeowners/Renters Insurance This insurance protects your home while you’re away — so if there’s a break-in or fir...

Insurance provides peace of mind for whatever life throws your way, which is priceless. However, insurance itself does come with a price. And, while there are many ways to save money with your policies, the truth of the matter is, not all policies are worth it. But there are certain types of insurance every single person needs, period. So read on and make sure youre covered in these areas! Here are 5 types of insurance you absolutely need: 1. Homeowners/Renters If you have a mortgage, insu...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...