On this Independence Day EK Agency is excited to announce Etler-Kettenacker Agency Monthly New Car Contest!  Everyone has been keeping up with our weekly blog regarding various types of insurance, insurance laws and spotlights on companies and carriers that work closely with EK Agency and EK Agency appreciates their clients, readers, fans and followers.  Now, we want to add some extra fun and give something back to our clients and friends.   What is Etler-Kettenacker...

Picture this: you buy a new car, taking advantage of low financing and no down payment. A month later, you get into an accident. In this scenario, what you owe on the car is greater than what your car is worth. In other words, theres a "gap" between the vehicles value and your loan -- and youre responsible for the difference. This is why gap insurance exists. Gap insurance covers the gap between what your vehicle is worth and what you are actually on the hook for in regard your ...

Have a kid in a car seat? The American Academy of Pediatrics updated its guidelines recently on car seat usage and safety. The CDCs updated guidelines are more concise and transparent, making life much easier for parents! Heres what you need to know about the CDCs updated car seat guidelines: 1. All infants and toddlers should ride in a rear-facing seat until they are at least 2 years of age or, preferably, until they reach the highest weight or height allowed by their car seat manufacturer...

The insurance industry has been hit with hundreds of thousands of claims in the wake of recent hurricanes - but its not just homeowners and business owners who are filing the claims. Car owners have flooded insurers with claims, the New York Times reports. Roughly 100,000 claims have been filed so far, with analysts expecting that number to climb as high as 500,000. Unlike most homeowners policies, which generally exclude flood damage, comprehensive car insurance policies do cover flooding, m...