Insure Your Love February is Insure Your Love month at Etler-Kettenacker Agency.  Life happens and it happens fast.  Life insurance can protect your loved one.  As an example, as a husband how much money would your wife need to pay for your funeral expenses?  How much money would your wife need to pay off the mortgage and any debt?  If you have children and your wife is a homemaker how much money would she need to return to the workforce?  Would your loved one need...

Insuring Your Stay-At-Home Partner This week Etler-Kettenacker Agency posted a page on the importance of insuring your stay-at-home partner and a few reasons why it is important.  You can read the pull page at http://www.ekagency.com/insurance/stay_at_home_partner.aspx.   No one wants to think about the loss of their partner however, life insurance can’t be purchased after the fact.  The incoming-producing partner must determine what they will have to pay...

Life Insurance Awareness Month This week and for the next three weeks Etler-Kettenacker Agency with LIFE is going to observe Life Insurance Awareness Month.  LIFE (The Life and Health Insurance Foundation for Education) is a non-profit organization that has the primary goal of educating insurance producers and the public on how to best protect their financial health and financial future.  LIFE has selected our own Boomer Esiason to be the 2013 Life Insurance Awareness Month Spokesp...

LIAM: Life Insurance Products This blog is the last of four installments for LIAM (Life Insurance Awareness Month) at Etler-Kettenacker Agency.  The past blogs have discussed why you need life insurance; Life Happens,” how much your life is worth and the stages of your life when you will want to evaluate your life insurance coverage.  This last week, EK Agency gives you a very broad overview of the two main types of life insurance products; term and permanent life insur...

Etler-Kettenacker Agency’s Year in Review      This week Etler-Kettenacker Agency wanted to review with our clients and friends some key insurance topics discussed in our articles and blogs of 2013.  The Etler-Kettenacker Agency’s Year in Review article can be found at http://www.ekagency.com/etler_kettenacker_agencys/year_in_review.aspx.  Please take a moment to review the article and the key issues of 2013.   The purpos...

No one likes to talk about life insurance -- or really, any insurance, for that matter. Because insurance implies that something bad could happen -- and no one wants to think about that. The ultimate "something bad" is death, right? Not to get all philosophical before youve had your morning coffee or anything. Instead, lets just outline the basics of life insurance, and how you can save money by bundling it with your other policies. Life insurance is, by definition, protection against the...

Memorial Day kicks off pool season, with community, private and residential pools opening their doors until Labor Day. Keep your kids safe this summer with the following precautions: The Community Pool/Swim Club In addition to protecting your kids from the sun with appropriate hats/sunscreen, your kids should never run by the pool, as its usually very wet and slippery. As soon as possible, enroll your kids in swim lessons. Everyone should know how to swim -- especially little kids. Swim ...

Life insurance is something most of us need -- but choosing the type, terms and amount of life insurance can be daunting. Do you want term life insurance, or universal? Is a higher premium better? Do you really need a $1 million dollar life insurance policy? Today were explaining everything you need to know. Sit back, grab a cup of coffee and peruse our ultimate guide to life insurance! Types of Life Insurance The two major types of life insurance are term life and permanent life (...

Insurance provides peace of mind for whatever life throws your way, which is priceless. However, insurance itself does come with a price. And, while there are many ways to save money with your policies, the truth of the matter is, not all policies are worth it. But there are certain types of insurance every single person needs, period. So read on and make sure youre covered in these areas! Here are 5 types of insurance you absolutely need: 1. Homeowners/Renters If you have a mortgage, insu...

  We all know we need life insurance, but coverage depends on a variety of factors; most notably, age. Heres a breakdown of life insurance coverage by age: In your 20s... Life insurance may be the furthest thing in your mind during your 20s, but it shouldnt be. In fact, its important to have life insurance if youve have had kids gotten married provide financial support to a parent and/or spouse have private debt, such as with student loans, a car or ...

  My name is Jaime and I’m an agent at Etler Kettenacker Agency. Before I got into the insurance industry I did not really understand the importance of insurance or how it worked.   I swear I would hear the teacher from Peanuts when someone would talk insurance!     Since I just told you how confusing I thought insurance was, you may be asking why the heck I would decide to go work in insurance? 2 words… Life Insurance. My husband, Jason, was our fa...

    During this crazy time that our world is going through, its nice to be able to say that WE are here for you!  Our partner insurance companies are here for you!  All of our companies have put special modifications in place for their client’s auto, home, and some commercial policies.  Check the companies listed below to see what your company is doing to help you by putting money back in your pocket.      Encova Formally Motorists Mu...

“An independent agent is an insurance agent that sells insurance policies provided by several different insurance carriers, rather than just a single insurance company. The independent agent acts as a middleman to connect insurance buyers and sellers in order to facilitate a transaction. Independent agents are not considered employees of any specific insurance company."    I have found that many people dread talking about insurance or to anyone who works in insurance. This...