As we get older and go through lifes many milestones, our car insurance premiums can change. We know its probably the furthest thing from your mind (especially as youre saying "I do!" or welcoming a new baby), but its true. Much of the time, these life changes affect your premiums for the better; meaning, theyll result in significant savings. Here are 5 life milestones that affect your car insurance: 1. Getting Married Saying "I do" doesnt just mean metaphorically joining your li...

Looking for something to cheer you up on this gloomy Wednesday? Consider this: it costs less to drive in Ohio than almost every the other state in the county. In fact, Ohio auto insurance is second only to Maine in its affordability. As of 2016, drivers in Ohio will spend, on average, $899/year on car insurance. The national average is $1,325. Why is Ohio so much lower than the rest of the country? It has to do with the number of insurance carriers in the state, as well as Ohios "s...

Do you have flood insurance? If so, your rates may be going up. Beginning April 1, National Flood Insurance Program (NFIP) flood insurance policy premiums will increase by an average of 6.3%. How much your insurance will increase depends on the type of policy you have. Seeing the biggest (up to 25%) up in premiums will be those with the following insured "risks": Pre-FIRM (Flood Insurance Rate Map) subsidized non-primary residential properties; Pre-FIRM subsidized non-residential bus...

  In the wake of Hurricane Harvey, many of us are likely thinking about flood insurance. While Southwestern Ohio isnt in hurricane territory, we arent immune to the effects of hurricane season and/or flooding (see above picture of the Cincinnati riverfront from the 2015 flood). Heres what Ohioans should know about flood insurance: Ohioans need flood insurance, too! Flood insurance covers physical damage to structures affected by flooding from heavy snowmelt and runoff following hea...