Looking for something to cheer you up on this gloomy Wednesday? Consider this: it costs less to drive in Ohio than almost every the other state in the county. In fact, Ohio auto insurance is second only to Maine in its affordability. As of 2016, drivers in Ohio will spend, on average, $899/year on car insurance. The national average is $1,325. Why is Ohio so much lower than the rest of the country? It has to do with the number of insurance carriers in the state, as well as Ohios "s...