This week EK Agency wanted to present an accident scenario for their clients and friends to think about and learn from.  This scenario is a common motor vehicle accident scenario and will demonstrate how claims are adjusted behind the scenes.   It was a rainy evening and the claimant (plaintiff) was with a friend leaving a restaurant.  The claimant was attempting to turn left onto a four lane road.  The plaintiff had their left turn signal on.  There were severa...

During these summer months I am sure you have encountered a bicyclist on a main road and you weren’t quite sure what traffic laws they were supposed to abide by and how you should approach the situation.  I have.  Particularly when there is heavy traffic and you need to get around the bicyclist to prevent further traffic issues.  Bicycling on Ohio Roads is this week’s EK Agency blog topic and will cover a few bicycling traffic laws, offer a few tips on encountering a b...

The beginning of August is just a few days away, have you put in for your week off yet?  Scheduled a summer vacation for the family?  Or planned a week off from work in order to “work” around your house?  The summer is coming to a close and an affordable option is to spend a week with your loved one or family on a Tri-State staycation.  In the Tri-State area there are many attractions that some people may not know about or haven’t considered trying.  EK...

Now that summer is in full swing the waters in the Tri-State area are busy with pleasure boaters and sports fishing boats.  Occasionally, we as boat owners should be reminded about some of the key Ohio Boat Navigation Rules.  If we all keep some of these key and simple tips in mind while operating our boats then our waterways will remain safe.  So far this summer, if you are a boater, you have already witnessed some boaters that are not aware of Ohio Boat Navigation Rules and were...

The 2014, first quarter totals, per Ohio county show that new CCW permits and renewing CCW permits have not slowed down.  I simply looked up these statistics to check my facts and to see where the Ohio Concealed Carry Weapon permit numbers were for the most current date possible.  These facts are according to the, OAG.   I was not surprised to find that people were continuing to obtain their CCW permits but after reviewing the different counties, I was surprised about which c...

The topic of this blog, "Observing Safety Vehicle on the Road" was inspired by several recent witnessed events between emergency vehicles and passenger vehicles.  Many readers may think this is common sense when traveling the roadways but we all should be reminded that these laws are in place to save lives.  What if your loved one was in one of those emergency vehicles racing to the hospital?  Or you were killed in a collision with an emergency vehicle?  Lives would be change...

With many Tri-State schools starting up this week, we thought it appropriate to issue a little PSA: Dont text while driving. Please. Whether youre a 16 year old who just got their license or a veteran driver -- please, put the phone down! A few facts and figures: The National Highway Traffic Safety Administration reported that in 2012 driver distraction was the cause of 18 percent of all fatal crashes – with 3,328 people killed – and crashes resulting in an injury &...

For a second year in a row, Ohio is offering a weekend-long sales tax holiday to help back-to-school shoppers reduce the cost of clothing and school supplies. Read on for the scoop on Ohios 2016 Tax Free Weekend. This years tax holiday is Aug. 5-7, beginning at 12 a.m. on the 5th and ending at 11:59 p.m. on the 7th. The tax exemption applies to clothing and footwear items that cost $75 or less and to supplies and instructional materials that cost $20 or less. Items priced higher than those ...

Looking for something to cheer you up on this gloomy Wednesday? Consider this: it costs less to drive in Ohio than almost every the other state in the county. In fact, Ohio auto insurance is second only to Maine in its affordability. As of 2016, drivers in Ohio will spend, on average, $899/year on car insurance. The national average is $1,325. Why is Ohio so much lower than the rest of the country? It has to do with the number of insurance carriers in the state, as well as Ohios "s...

Stop the press! We interrupt your normally scheduled insurance news feed with an important announcement: For a third year in a row, Ohio is offering a weekend-long sales tax holiday in August to help back-to-school shoppers reduce the cost of clothing and school supplies. Here’s the 411 on Ohio’s Tax Free Weekend: This year’s tax free weekend is August 4-6, beginning at 12 a.m. on Friday, August 4th and ending at 11:59 p.m. on Sunday, August 6th. ...