If you get into a car accident, what do you replace the damaged parts with? Will any old part do, or should you replace with Original Equipment Manufacturer (OEM) parts? Does it matter? And, more importantly, what does your insurance cover? You may think you need to replace with original parts, but thats not always the case. Or the most economical. Heres what you should know: Unless youre a car enthusiast, you wont notice a difference. According to the Consumer Insuranc...