Is travel insurance necessary?  The answer to this question is an emphatic yes when traveling outside of the U.S.  To give you the “why” here is a true situation that proves trip insurance can save your life and your financial security.   It was a Tuesday morning and I had just sat down to my desk to review the new appeals that had been assigned to me the previous day.  I was working in the Grievance and Appeals department of a large health insurance...

In Etler-Kettenacker Agency’s last blog we outlined an event that happened to a couple while traveling.  There are many reasons to purchase a travel insurance plan.  This blog is dedicated to touching on the types of travel insurance offered by Seven Corners.  Seven Corners offers several plans for the occasional traveler to the frequent traveler the benefits and plan coverages have been outlined in previous EK Agency blogs.  Before wrapping up our “types of trave...

Are you a dog parent? We all love our furry family members and hope that they would never bite anyone, but in reality we all realize that there is always a chance! According to the CDC (Centers for Disease Control and Prevention) more than 4.7 million people are bitten by dogs annually. This results in an estimated 800,000 injuries that require medical attention.  More than 50% of dog bites happen on the owner’s property this accounts for one-third of homeowner’s insurance ...

When you receive your Insurance policies do you read them?  If you do, do you understand what you are reading? Give me a few minutes of your time to help you understand what your policy says and why it’s important!   We drive our cars every day!  We drive to work, to school, on vacations, and running errands.  How many times have you worried about an uninsured driver hitting you?  What if they have insurance, but not enough?  Now how many times have you a...

  Why do you need homeowners insurance? What if your home were destroyed in a storm, where would you go?  How would you replace your home, clothing, furniture? A homeowner’s policy will provide coverage on your dwelling (home), and personal property along with offer liability insurance if anyone were to be injured on your property or cause property damage.  If you have a loan on your home your lender will require you to have insurance; they want to make sure that their fi...