Most of us probably remember the massive information breach at Target in late 2013. For many who shopped at the mega retailer between November and December 2013, the holidays werent so merry that year as their personal information was compromised. Its estimated that some 70 million records were stolen in the breach, which resulted in $40 million stolen from the company. As of January 2015 it spent $252 million in costs related to the data breach, which was partially offset by $90 million i...

Its Valentines season, and we are feeling the love. Any small business owner will tell you that the highest compliment they can receive is a customer referral. One of the top reasons to choose a small business over a larger one is the quality of customer service we can offer. For local businesses without the marketing budget of a big corporation, or the cache of a publicly traded company, referrals are the most effective way to attract new business. "Word of mouth" can make or break a ...