Home Ins Yesterday Etler-Kettenacker Agency posted a page on home insurance specifically relating to replacement cost and actual cash value.  This page discusses the differences and benefits of these replacement options available with your home insurance policy. Replacement cost comes with a slightly higher premium but is worth the expense.  It makes you whole after a loss to your home with current prices of materials for repair or the current cost to replace your home. Ac...

Spring time often means strong storms, often causing damage to your home!  Please take a quick minute to read this high-level summary of information about storms, and how your policy could affect your claims outcome!  Even if you are not one of our clients, please take some time to read this, it could apply to your homeowner’s policy too. Reporting a Weather Related Claim Several companies have shortened the timeline in which you can file claims for windstorm and hail even...